Become a Homeowner



Family Partner Qualifications

We are currently accepting applications for families to build with in 2020 and beyond.

To view/print the family partner application, click here: 2019 Application Summer.

Applications must be mailed or delivered to our office and are due Friday, August 16th, 2019.

Late applications will not be accepted.

Mailing Address: P.O. Box 7181, Missoula MT 59807

Physical Address: 3655 MT Highway 200 East, Missoula, MT 59802

 

Families are welcome to apply during a set period each year, and are selected based on the following:

1. Need: An Applicant’s family have need if they pay more than 30% of their income towards rent, the home they are living in is too small for the number of people, their home is substandard, the roof leaks, the plumbing or wiring is bad, etc. and/or children (if applicable) do not have a safe place to play.

2. Ability to Pay: Habitat sells the completed home to partners at cost with no interest charged. We use a mortgage based on at least 25% of their income going to payments. Payments include taxes, insurance, and a principal payment. Currently, we accept applications from people who earn a gross income of 40-60% of the area median income. (For example, as of 2018, this was $28,160 to $42,2400 for a family of four.)

3. Willingness to Partner: Habitat requires each partner to be responsible for 500 hours of “Sweat Equity” (volunteer work time) with Habitat. The people who will be living in the home must work 250 and the additional 250 can be done by friends and family. 200 of these hours must be done on the actual construction of a home. The sweat equity gives a sense of self-pride as well as a new knowledge and understanding of the building process and your home in general.

4. Residency: Habitat requires applicants must have lived or worked in Missoula County for at least one year prior to submitting an application.